Annual travel insurance
- Claim back costs associated with unexpected travel events, such as disruption, delays, loss of personal belongings, and medical expenses.
- Cover either Worldwide or European travel
- Travel insurance provided by Chubb
- Add your spouse or partner and children
- Join during the annual window (in September) or within 2 months of starting at NTU
- Payment is spread over 12 months
Please refer to the MyBenefits Terms and Conditions.
Important information about your cover
The insurance cover does not require disclosure of pre-existing medical conditions, however, the policy documentation must be referred to for further information and details of limitations and exclusions, along with the Group Policy Schedule which includes limitations such as any maximum age covered.
This insurance is for holiday travel and does not cover business travel.
An excess of £50 applies per person in sections noted in ‘What is Insured’ within the Insurance Product Information Document with a * symbol. See group policy schedule for full details
How and when can I join?
| Colleague type | Enrolment window | When we process your request | Benefit effective date | How to join |
|---|---|---|---|---|
| Annual enrolment (existing colleagues) | Open annually in September | Enrolment window announced in August | 1st October | Complete the benefit selection form by clicking 'Join' on the benefit page |
| New to NTU | Join any time within the first two months of joining NTU |
1st of each month
e.g. we’ll process your benefit selection form on 1st November if we receive it by then, but if you submit a request on 2nd November, we’ll process it on 1st December. |
Your benefit will start from the 1st of the month following enrolment
(e.g. requests received by 1st November will be valid from 1st December with salary deductions commencing from December’s pay). |
Complete the benefit selection form by clicking 'Join' on the benefit page |
What cover is right for me?
See what you can get and choose your level of cover in the Key Facts and Group Policy Schedule documents including limitations, exclusions and maximum age covered. You can find further details in the Policy.
How do I make a claim?
Please see the Group Policy Schedule.
What is insured?
You can find further details in the Key Facts [link] and Group Policy Schedule documents.
What is the COVID-19 coverage?
Please see the COVID-19 cover document.
How can I purchase this for my spouse / partner or children?
Complete the details for your spouse / partner and children on the benefit selection form. You can add your family members at the same time as you select this benefit for yourself or during the enrolment window which is open each year in September.
Can I cancel or amend my cover?
Complete and submit an online benefit selection form to cancel or amend your dental insurance. Due to the nature of this benefit, cancellation or amendment is only possible if you experience a life event (examples below), or at the end of the policy year during the annual enrolment window in September.
Life events include:
- Birth or adoption of child
- Marriage or civil partnership
- Divorce or dissolution of civil partnership
- Death of spouse, partner, or dependent child
What happens if I leave before the end of the benefit year?
Your cover will remain in place until the last day of the month in which you leave.
| Cover | Europe only | Worldwide |
| Employee | £4.00 | £8.99 |
| Employee and children | £4.39 | £9.88 |
| Employee and partner/spouse | £5.58 | £12.57 |
| Employee, partner/spouse and children | £5.99 | £13.47 |
- Adults must be under the age of 70 at the insurance commencement date
- Children must be under the age of 18 (or 23 if in full time education) at the insurance commencement date
- Excess: £50 per insured person, per section where applicable
- Prices relate to 2022-23 and may increase at the next enrolment window